Daily Preparedness Tip: Know What Your Homeowners Insurance Covers

As the volcano in Hawaii continues to erupt, there have been questions about homeowner's insurance covering volcano damage to homes, up to and including the hot lava burning the homes to the ground.  Obviously the best time to figure out what your homeowner's insurance covers, and what additional riders you can purchase to cover such things as floods, hurricanes, earthquakes, etc, is before you need it.  Take a few minutes today to figure out if your homeowner's insurance covers the most common types of natural disasters where you live and/or if you need to buy an additional special coverage for disasters unique to your area.